Real Estate Law

In Association

Real estate counsel, delivered with care.

Our real estate practice is offered by Sonia Kanda, working in association with FK Law Office. This collaboration lets our clients handle property matters — alongside family, immigration, or other legal needs — with the continuity of a single trusted office.

Every residential transaction is reviewed for title clarity, lender compliance, and the practical details that matter: what closes on your closing day, what protections appear in your final deed, and what you are actually signing.

We serve clients across Ontario — first-time buyers, downsizers, new immigrants purchasing their first Canadian home, and families restructuring property after separation.

Services

Residential real estate services.

Flat-fee, transparent pricing on most transactions. Quotes provided at the outset, with no surprises at closing.

Residential Purchases

Title review, requisitions, lender liaison, statement of adjustments, and closing — whether you are buying a resale home, a condominium, or a new-build pre-construction.

Residential Sales

Review of the agreement of purchase and sale, response to buyer requisitions, discharge of existing mortgages, and disbursement of sale proceeds.

Refinancing

Refinancing existing mortgages, transfer to a new lender, second mortgages, and private mortgage documentation — with careful review of all lender terms.

Title Transfers

Adding or removing a name from title — often needed after marriage, separation, inheritance, or family transfers — handled with land transfer tax analysis.

Independent Legal Advice (ILA)

ILA on mortgage guarantees, co-signing, co-ownership agreements, and related documents — often required by lenders or for family transactions.

New-Build & Pre-Construction

Review of builder agreements, 10-day rescission guidance, tarion coverage, interim and final closing, and assignment of pre-construction contracts.

Condominium Closings

Review of status certificates, declaration and by-laws, and special assessments before closing a condominium purchase.

Separation-Related Transfers

Matrimonial home buy-outs, title transfers pursuant to separation agreements, and coordination with family law counsel at FK Law Office.

What to Expect

Smooth closings, nothing missed.

Most residential transactions feel simple on the surface — sign here, wire there, keys in hand. But the work behind the scenes is detailed: title searches, tax verifications, lender instructions, insurance binders, and adjustment calculations to the dollar.

We handle that work diligently and keep you informed at each milestone: after your offer is accepted, a week before closing, on closing day, and when the keys are yours.

Clear, flat-fee quotes with all disbursements itemized
Digital signing and remote closings available where appropriate
Coordination with your realtor, mortgage broker, and lender
Title insurance arranged at competitive rates
Plain-language explanation of every document you sign

Typical Timeline

From offer to closing day.

01

Retainer & Review

Once your offer is accepted, we open the file, review the agreement of purchase and sale, and confirm key dates and conditions.

02

Searches & Requisitions

Title, tax, utility, and other off-title searches. Any issues are raised with the seller's lawyer in writing — and resolved before closing.

03

Lender & Document Preparation

Mortgage instructions reviewed, documents drafted, statement of adjustments finalized, and closing funds verified.

04

Closing Day

Signing, registration, wire transfers, and key release — followed by delivery of the reporting letter and final documents for your records.

FAQ

Residential real estate questions.

When should I hire a real estate lawyer?

As soon as your offer is accepted — and ideally before, if you want help reviewing an agreement of purchase and sale before signing. The earlier your lawyer is involved, the more time we have to identify issues and protect your interests.

What is title insurance and do I need it?

Title insurance protects you (and your lender) against issues with title — fraud, errors in public records, unknown easements, survey problems — that a standard search might not discover. Most lenders require it, and it is highly recommended for buyers. We arrange it as part of the closing.

What are land transfer taxes in Ontario?

Ontario charges a provincial land transfer tax on most real estate purchases, calculated on a sliding scale based on purchase price. Toronto buyers pay an additional municipal land transfer tax. First-time buyers may qualify for rebates on both. We calculate these in advance so there are no closing-day surprises.

What is a status certificate and why does it matter for condos?

For condominium purchases, the status certificate is the condo corporation's financial and legal snapshot — budgets, reserve fund, insurance, special assessments, rules, and litigation. It must be reviewed carefully before closing. We review it and flag anything that could affect your decision to proceed.

Can I close remotely?

In most cases, yes. Digital signing, video meetings, and e-registration make remote closings possible across Ontario — particularly helpful for clients who are moving, travelling, or outside the country on closing day.

What does a flat-fee quote include?

Our quotes typically include legal fees plus itemized disbursements — title insurance, registration fees, search fees, and HST. We confirm the total in writing before you retain us, so you know exactly what you will pay at closing.